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Lumpsum calculator: growth of a one-time investment

See what a one-time investment in a mutual fund or any asset could grow to over time at an expected yearly return.

How it works

Future value = P × (1 + r)^t, where P is the amount invested, r is the yearly return and t is the number of years.

Questions people ask

SIP or lumpsum, which is better?

A lumpsum earns more if markets rise steadily after you invest. A SIP spreads your buying over time, which lowers the risk of investing everything just before a fall.

Does this account for inflation?

No. To see the value in today's money, divide the result by (1 + inflation rate) raised to the number of years.

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Results are estimates for planning only and are not financial or tax advice.